FINIAT
Financial Intelligent Allocation Technology
Driving the Future of Finance by Simplifying Complex Investment Strategies
Our data analytics-driven solutions differentiate us from traditional investment management. We use proprietary signaling algorithms to make timely portfolio adjustments designed to mitigate risk and optimize long-term returns.
Our Investment Theses
01 Most of the gains and losses generated in a portfolio can be linked directly to the allocation of the assets.¹
Deciding which areas of the market to overweight takes a calculated approach that moves between segments as markets change.
02 Analytical decisions using algorithms have the ability to outperform human emotion and reduce investor anxiety.
Emotions are what make us human and strongly influence our decision-making. However, when stress increases our emotions, it can lead us to take irrational actions. History has shown that financial markets have a tendency to punish those who act on emotions. Math-based signals remove emotions and stress and maintain sound market principles even during market volatility.
03 Minimizing the cost of loss reduces portfolio recovery time.
Large portfolio losses can be devastating to buy-and-hold investors who may not have the time or patience to withstand a long recovery time. According to a forty-year historical study by Craig L. Israelsen, Ph.D, “a portfolio invested completely in the S&P 500 Index that loses 50% has nearly a 0% chance of recovery within one or two years. In fact, there is only a 7.9% chance of recovery within three years, and a 36.1% chance of recovery within five years.” ²
¹ Gary P. Brinson, Brian D. Singer, and Gilbert L Beebower study pub. 1991
² The Math of Gains and Losses. Sep 9, 2010 / By Craig L. Israelsen, PhD
Our Process
Intelligent Allocation®
Mitigating downside risk. Capturing the upside.
Intelligent Allocation®
Mitigating downside risk. Capturing the upside.
Intelligent Allocation (IA) excels at capturing the upside while mitigating downside risk. This is achieved through the use of proprietary trend recognition algorithms that exploit hidden patterns to make systematic, non-discretionary trading decisions.
See It At Work
Our Solutions
Finiat Funds
Finiat actively manages a hedge fund with new Exchange Traded Funds available March 2023. Receive notification when the ETF’s are available here.
IA Portfolio Management Platform
Our IA cloud platform leverages Intelligent Allocation for optimal portfolio management, allowing wealth managers to easily allocate their holdings. The platform reduces the complexities common with asset management and provides a robust dashboard to monitor allocations and performance.
IA Signals
Using historic and current data, we developed algorithms that overlay any portfolio to dynamically position assets to mitigate downside volatility and capture upside potential.
TAMP Services
As signals are provided to shift investments based on market dynamics, actual trading must occur to take advantage of those signals. Through a partnership with 925 Advisory, we provide access to a real-time trading system.
ALL RESULTS ARE HYPOTHETICAL & ARE NOT RECOMMENDATIONS ON WHICH SECURITIES TO PURCHASE. INVESTING ALWAYS CARRIES RISK THAT CAN CAUSE SIGNIFICANT LOSSES.
ALL RESULTS ARE HYPOTHETICAL & ARE NOT RECOMMENDATIONS ON WHICH SECURITIES TO PURCHASE. INVESTING ALWAYS CARRIES RISK THAT CAN CAUSE SIGNIFICANT LOSSES.
